Canola field

Our team

David Lalach

David Lalach, BA (Econ)

Senior Investment Advisor

David’s extensive knowledge and experience in portfolio construction, RRSPs, RRIFs, and investment trading strategies may be his strength but it’s his warm, easy-going nature that has helped him build long-term relationships with clients. With nearly three decades of experience in financial services, David actively manages portfolios using both fundamental and technical analytical processes. 

Born and raised on a farm near Wynyard, Saskatchewan, David graduated from the University of Saskatchewan with a Bachelor of Arts Degree in Economics and a Certificate in Public Administration. After graduation, he worked at Merrill Lynch before joining Wellington West Capital as an Investment Advisor. He joined Richardson Wealth in May 2015.

David has completed the Canadian Securities Course, the Conduct and Practices Handbook Course, the Professional Financial Planning Course, and the Canadian Options Course. He also holds his Level II life insurance license. 

David enjoys spending time outside of the office with his family and visits his daughters and granddaughter whenever he can. He’s heavily involved in Saskatchewan’s Ukrainian community and volunteers or sits on the board of many community organizations and events. He stays active by curling, playing golf and umpiring slow pitch. He is a music enthusiast for bands from Puerto Vallarta, Mexico who tour in Saskatchewan.

Harj Takhar

Harj Takhar, MFA-P

Estate And Insurance Advisor

Harj specializes in helping high-net-worth and ultra-high- net-worth families protect and transition their wealth through sophisticated insurance and estate planning strategies.

He embraces the nuances and complexities surrounding intricate organizational structures and leverages his deep expertise in wealth preservation to design tailored insurance solutions. His advisory approach focuses on minimizing tax, optimizing cash flows and integrating business and succession planning. Additionally, Harj helps implement appropriate trust, philanthropic, and estate planning strategies to fulfill family legacy objectives. He strives to provide clients with a sense of financial well-being and confidence in their family’s wealth stewardship.

Prior to joining Richardson Wealth in 2024, Harj spent nearly a decade advising affluent families and business owners on financial, tax, estate, succession, emigration, and cross-border planning in both the public accounting industry and financial services sectors. 

Harj shares our team’s belief in lifelong learning and holds multiple designations – Chartered Professional Account (CPA), Certified Financial Planner (CFP), Trust and Estate Practitioner (TEP), Chartered Life Underwriter (CLU) – and is currently pursuing his US Certified Public Accountant designation with an anticipated completion date of 2026.

Harj lives with his wife and their two children. When time permits, he can be found playing basketball, enjoying live theatre, or trying the newest restaurant in the city.